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| Share Certificate Rates | |||
| Minimum Balance | Term | Rate | Annual% Yield |
| $500.00 | 6 mo. | 2.25% | 2.27% |
| 12 mo. | 2.80% | 2.83% | |
| 24 mo. | 3.25% | 3.29% | |
| 36 mo. | 3.50% | 3.55% | |
| IRA Certificates | |||
| Minimum Balance | Term | Rate | Annual % Yield |
| $500.00 | 12 mo. | 3.50% | 3.55% |
| 24 mo. | 3.75% | 3.81% | |
| Rates on term accounts may change monthly and are established by the Board of Directors. A penalty will be imposed for early withdrawal. The annual percent yield is accurate as of May 7, 2008. | |||
| Accounts | Rate | Annual % Yield | |
| REGULAR SHARES $50.00 minimum balance required |
1.00% | 1.00% | |
| CHRISTMAS & VACATION CLUBS $50.00 minimum balance required |
1.00% | 1.00% | |
| SHARE DRAFT ACCOUNTS $50.00 minimum balance required |
.25% | .25% | |
| IRA ACCUMULATION SHARES $1.00 minimum balance required |
2.50% | 2.52% | |
| ROTH IRA $1.00 minimum balance required |
2.50% | 2.52% | |
| EDUCATION IRA $1.00 minimum balance required |
2.50% | 2.52% | |
| Rates on variable accounts may change quarterly and are established by the Board of Directors. Dividends are based on available earnings at the end of the dividend period. Principal and interest must remain on deposit for one year to realize the annual percent yield. The annual percent yield is accurate as of September 17,2008. Fees or other conditions may reduce the earnings on the account. Contact the credit union for more information on fees and rates. Contact the credit union for more information on fees and rates. | |||
